Stock Return & Benchmark Calculator

It measures one stock position from multiple dated buys, sells, cash dividends, fees, and any shares still held. It reports net result, simple return, annualized money-weighted return, and an optional like-for-like market comparison.

A stock average calculator finds weighted average purchase price. This page continues through partial sales, dividends, fees, remaining value, and transaction dates, so it answers how the whole investment performed rather than only what the shares cost.

Yes. Add a row for each purchase with its own date, share quantity, price, and fee. The calculator supports up to 40 transaction rows and processes them in date order.

Yes. Each sale reduces the shares held and adds its proceeds after the entered fee. You cannot sell more shares than the preceding buys provide.

Choose Dividend and enter the total cash amount received. Do not enter a per-share dividend unless that is also the exact total cash you received.

Use two rows: a positive dividend for the distribution and a buy for the shares acquired through reinvestment. This preserves both the return received and the new cash-equivalent investment.

Enter all sales. If the ending share balance is zero, the current-price field is not needed; the review date still anchors the reporting period and benchmark replay.

It is the annual rate that makes the net present value of your dated cash flows equal zero. Because it reflects when and how much you invested or withdrew, your own transaction timing affects the result.

Simple return divides the net result by all purchase outflows and ignores time. Annualized money-weighted return discounts every cash flow by its date, making returns over different holding periods more comparable.

Unsold shares are still part of your investment. Valuing them on the review date creates an ending cash-flow equivalent, allowing the open and realized portions of the position to be measured together.

A buy fee increases the cash invested, while a sell fee reduces proceeds. Both reduce net result and are included in the dated cash flows used for annualized return.

Yes. A negative rate means the dated inflows and ending value were insufficient to match the dated outflows after accounting for time. The net dollar result can also be negative.

XIRR needs at least one negative and one positive dated cash flow and a unique numerical solution. Unusual cash-flow patterns can have no solution or multiple solutions; the calculator leaves the annual rate unavailable instead of selecting one silently.

Each stock-buy cash outflow purchases market-track units on the same date. Each stock sale removes the same fraction of the market position as the fraction of stock shares sold, and any units left are valued on the review date.

It keeps benchmark exposure aligned with the fraction of your stock position you chose to exit. Comparing all benchmark money at the final date would ignore your partial withdrawals and would not replay the same investment path.

Your entered cash dividends are actual positive cash flows. The market tracks use adjusted-close-based series, which incorporate component distributions into the level; a separate benchmark dividend cash row would count them twice.

Choose a broad track that represents the opportunity you want to compare against, such as US, global, European, or smaller US companies. No broad gauge is a perfect substitute for a stock's sector, country, currency, or risk.

It means your stock's annualized money-weighted return exceeded the selected market track's annualized money-weighted return using the replayed cash flows. It does not mean the stock took the same risk.

The cached track may be temporarily unavailable or may not extend far enough back for every transaction. Your stock arithmetic remains available because it does not depend on market data.

The calculator uses the latest available track observation on or before the entered date. The substituted benchmark cash-flow list shows the effective observation date used.

No. It measures investment performance, not tax lots. Taxable gain can depend on FIFO or specific identification, adjusted basis, holding period, account type, jurisdiction, and other rules.

The arithmetic works if every cash input and stock price uses one consistent currency, but the interface displays dollars and performs no currency conversion. The benchmark track also does not hedge or translate your stock's currency exposure.

Use split-adjusted share quantities and prices consistently. Mixing pre-split shares with post-split prices will distort the remaining balance and return. Check the adjusted transaction history from your broker.

No. The transaction engine models one long stock position. Borrow fees, dividends owed, margin interest, leverage changes, and forced liquidation require a different cash-flow model.

A broker view may use a selected period, average price, tax-lot basis, currency conversion, corporate-action adjustments, or exclude withdrawn sale cash. Compare every transaction, fee, dividend, share adjustment, date, and review price before treating either figure as equivalent.

No. The return calculation and transaction list run in your browser. The market request fetches the same fixed cached tracks for everyone and does not include your transaction values.

Copy link puts the entered values in the URL so the result can be reopened. CalcStocks does not store those values, but anyone who receives the URL can read them; use Download CSV for a local record.

No. The comparison is backward-looking arithmetic. It does not adjust for risk, diversification, taxes, future returns, or your circumstances and is not a recommendation to buy, hold, or sell.